Improve Cash Flow
Consolidate bills or pull on credit when you need it.
Apply For FreeFINSYNC & IDEA FINANCIAL
Get Fast, Flexible & Affordable Financing to Grow Your Business
FINSYNC & Idea Financial are working with banks and online lenders to help you grow with quicker, lower-cost capital.
A Better Way To Borrow, The Best Way To Grow
Finally, a way to apply for financing that gives you credit for where your business has been and where the business is going!
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Apply Once
It takes just minutes to complete the only application you will need to complete.
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See the best options from the lending network
FINSYNC helps you see your loan options based on past, present and projected cash flow.
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Build Over Time
As your cash flow improves, your access to additional capital increases in real time.
The Finsync lending network is made up of banks, credit unions & specialty lenders
When banks, online lenders and credit unions use the same technology to get in sync with you - you win with faster access to the best financing options to grow your business.
Getting a business loan has never been easier.
You'll get a decision in minutes and funding in as little as 24 hours.
Collect Payments Now
If your customer is scheduled to pay later, you can collect payment now by factoring your invoice. It's a way to improve cash flow and access funds in a timely manner to grow your business.
FINSYNC's network of lending partners fund the gap between your invoice being issued and when your customer normally pays.
How It Works
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Select unpaid invoices to be submitted for factoring.
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FINSYNC will share your request with one of it's preferred lenders.
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You receive an offer for a possible immediate advance, usually within 24hrs for new customers and 2 hours thereafter.
Rates start as low as 0.25% per week.
Factors that determine your rate include:
- Total sales volume and the amount you factor.
- The type and number of customers you do business with.
- The value of invoices and the time likely to remain outstanding.
FINSYNC helps you stay in sync with lenders and grow with quicker, lower-cost access to capital.
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Invoice your customer
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FINSYNC tracks history
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Click to collect early
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FINSYNC shares invoice history with lender
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Assuming good history, you get an offer from the lender
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If you accept the offer, the advance is deposited into your bank account
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Your customers make payment through FINSYNC
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Lender is paid back advance plus fee, and you get the balance
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Accounting happens automatically
In Our Customers' Words
FINSYNC customers save thousands of dollars and hundreds of hours in admin time each year.
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Dream Team Customer Service
“When I meet other business owners, one of the first things I think to tell them is that they need FINSYNC. It is going to help you run your business, improve the amount of time that you have to grow your business, and it is going to help your life.”
Sideways 8 Interactive Creative Agency, Atlanta -
True Business-Partner
“I am a CPA who recently bought two small businesses on their way to medium size. I thought you may like to hear that your hard work is getting some deserved recognition. After reviewing literally 50 to 100 different accounting software packages, my choice was FINSYNC.”
Midas Creek Health & Wellness, Salt Lake City -
Perfect Pricing Structure
“I had been using Quickbooks Online because I was told it was the industry standard. FINSYNC told me I could spend less and get more – and they were right. I used to write paper checks out for some vendors – now I just click a button. And real people answer my questions when I write, and they call me to point out things I may have missed.”
Media Beyond Marketing Agency, Chicago
Frequently Asked Questions
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Will applying for a loan through FINSYNC impact my credit score?
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How quickly will I know whether or not I am approved for a loan?
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How does FINSYNC lower the interest rate on my loan?
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What are the fees?
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How do FINSYNC's lending partners determine my eligibility for a loan?
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Can I pay my loan off early without penalty?