FINSYNC & IDEA FINANCIAL

Get Fast, Flexible & Affordable Financing to Grow Your Business

FINSYNC & Idea Financial are working with banks and online lenders to help you grow with quicker, lower-cost capital.

Apply For Free

A Better Way To Borrow, The Best Way To Grow

Finally, a way to apply for financing that gives you credit for where your business has been and where the business is going!

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    Apply Once

    It takes just minutes to complete the only application you will need to complete.

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    See the best options from the lending network

    FINSYNC helps you see your loan options based on past, present and projected cash flow.

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    Build Over Time

    As your cash flow improves, your access to additional capital increases in real time.

Make better, more profitable business decisions when you see your cash flow and loan options together

Get Started Today

There's no fee, and it won't impact your credit!

The Finsync lending network is made up of banks, credit unions & specialty lenders

When banks, online lenders and credit unions use the same technology to get in sync with you - you win with faster access to the best financing options to grow your business.

The FINSYNC Lending Network is growing with new banks joining the network weekly.

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Getting a business loan has never been easier.

You'll get a decision in minutes and funding in as little as 24 hours.

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    Improve Cash Flow

    Consolidate bills or pull on credit when you need it.

    Apply For Free
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    Expand Operations

    Expand your current location or add a new one.

    Apply for free
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    Make Purchases

    Buy inventory, equipment, & more.

    Apply for Free
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    Invest in your People

    Hire new associates or make payroll.

    Apply For Free
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    Turn Invoices Into Cash

    FINSYNC also helps with invoice financing.

    Go to Invoice Financing

Collect Payments Now

If your customer is scheduled to pay later, you can collect payment now by factoring your invoice. It's a way to improve cash flow and access funds in a timely manner to grow your business.

FINSYNC's network of lending partners fund the gap between your invoice being issued and when your customer normally pays.

How It Works

  • Select unpaid invoices to be submitted for factoring.

  • FINSYNC will share your request with one of it's preferred lenders.

  • You receive an offer for a possible immediate advance, usually within 24hrs for new customers and 2 hours thereafter.

Rates start as low as 0.25% per week.

Factors that determine your rate include:

  • Total sales volume and the amount you factor.
  • The type and number of customers you do business with.
  • The value of invoices and the time likely to remain outstanding.
Start Free Trial

FINSYNC helps you stay in sync with lenders and grow with quicker, lower-cost access to capital.

  • Invoice your customer

  • FINSYNC tracks history

  • Click to collect early

  • FINSYNC shares invoice history with lender

  • Assuming good history, you get an offer from the lender

  • If you accept the offer, the advance is deposited into your bank account

  • Your customers make payment through FINSYNC

  • Lender is paid back advance plus fee, and you get the balance

  • Accounting happens automatically

Your customers will have their own free, secure payments inbox to pay invoices without knowing the factored state of the invoice.

In Our Customers' Words

FINSYNC customers save thousands of dollars and hundreds of hours in admin time each year.

  • Sideways 8 Interactive

    “When I meet other business owners, one of the first things I think to tell them is that they need FINSYNC. It is going to help you run your business, improve the amount of time that you have to grow your business, and it is going to help your life.”

    Sideways 8 Interactive Digital Marketing Agency, Atlanta

  • Midas Creek

    “I am a CPA who recently bought two small businesses on their way to medium size. I thought you may like to hear that your hard work is getting some deserved recognition. After reviewing literally 50 to 100 different accounting software packages, my choice was FINSYNC.”

    Midas Creek Health & Wellness, Salt Lake City

  • Media Beyond

    “I had been using Quickbooks Online because I was told it was the industry standard. FINSYNC told me I could spend less and get more – and they were right. I used to write paper checks out for some vendors – now I just click a button. And real people answer my questions when I write, and they call me to point out things I may have missed.”

    Media Beyond Marketing Agency, Chicago
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Speak with a Business Funding Expert Today

1-800-699-6484

Frequently Asked Questions

Services FinSync Quickbooks Bill.com Gusto Expensify TSheets Harvest
Payments
Bill Pay
Invoicing
Accounting
Payroll
Expense Reimbursement
Time Clock
Time Sheets
Projects
Cash Flow Management