Fynn, Moves Your Business Forward Faster
AI-Powered Planning, Financial Tools, and Support — All in One Place
Business Planning
Turn Your Idea Into Action with Fynn and Business Planning tools, including the Canvas, Plan, and Projections.
Business Platform
Streamline your operations from the start and grow with integrated payments, invoicing and bill pay, and cash flow management.
Financial Network
Gain support through the Financial Network of investors, bankers, community organizations, accountants, and other financial professionals.
Add As You Need
Combinations
*Transaction fees may apply (see below)
Payment and Payroll Processing Fees
Transaction
- $0.50 per ACH payment.
- $1.00 per check sent on your behalf to non-ACH enabled vendors.
- $1.00 per lockbox transaction (converting checks into ACH).
- 2.5% per CollectEarlyTM transaction.1
- 2.9% + $0.30 per debit and credit card transactions.2
Payroll
- $4.00 per employee per pay run (FINSYNC makes payroll tax payments and files payroll tax returns on your behalf).3
- This is for invoices subject to 30 day terms. Add 1.5% for every 30 days up to 5.5% for 90 day terms.
- Your rate will be determined by the merchant account you sync to FINSYNC. We support all major processors and custom rates
- Per employee price lowers after 10 employees and for high pay frequencies.
Frequently Asked Questions
What is FINSYNC?
FINSYNC is a unified platform that helps you plan, operate, and fund your business — all in one place. From idea to execution, FINSYNC connects you with powerful tools, local experts, and financial partners to save time, improve cash flow, and accelerate growth. Whether you’re just getting started or ready to scale, your AI Assistant, Fynn, is here to guide you every step of the way.
FINSYNC includes:
- Business Planning
Turn your idea into a clear plan with help from Fynn, your AI Assistant. Create a Business Canvas, Business Plan, and Financial Projections to build a strong foundation. - Business Platform
Manage your operations with integrated tools for banking, payments, cash flow, payroll, accounting, and more — saving up to 40% in admin time and cost. - Financial Network
Connect with a robust network of community organizations, investors, financial institutions, and financial professionals who are dedicated to supporting entrepreneurs. This ecosystem provides access to expert mentorship, strategic partnerships, and financial guidance when you need it most. - Funding Navigator
Explore the right type of capital for your stage — bank loans, SBA loans, alternative financing, or investment — and get matched with the right partners at the right time.
Together, FINSYNC and Fynn create a connected ecosystem that empowers entrepreneurs to move seamlessly from planning to execution, secure capital with confidence, and achieve long-term success.
Whether you’re starting with just an idea or scaling an existing business, FINSYNC delivers the tools, insights, and support you need at every stage.
Why is the Funding Navigator feature priced as a monthly subscription?
Funding isn’t a one-time event — it’s an ongoing journey.
Funding Navigator helps you improve your eligibility and connect with the right financial partners by working in sync with your Accounting activity and guided by Fynn, your AI Assistant.
Your monthly subscription includes:
- Always-on Funding Guidance: Stay on track with personalized insights tied to your financials and goals.
- Better Matches: Get connected with banks, SBA lenders, alternative financiers, or investors that align with your business stage.
- Proactive Alerts: Be notified when new funding opportunities become available based on your latest data.
- Relationship Tools: Invite your own banker or investor and collaborate securely within the platform.
Together, Accounting and Funding Navigator give you the visibility, support, and momentum to fund your growth with confidence.
What are the system requirements for FINSYNC?
You can use FINSYNC from any desktop/laptop computer or tablet. FINSYNC is compatible with the latest browser versions of Google Chrome, Microsoft Edge, Mozilla Firefox and Safari. FINSYNC is also available on a mobile phone using any of the same browsers. Note: You will need an internet connection to access FINSYNC.
Is a subscription required to use FINSYNC?
With FINSYNC you can start for free to connect your bank and credit card accounts, customers, vendors, and a finance team. You can choose to add-on helpful features for Payroll, Projects, and Accounting. FINSYNC subscriptions are monthly with no long-term contract, and no credit card required to get started.
How do I pay for FINSYNC?
FINSYNC automatically deducts the monthly subscription fee from a designated payment account. You can revise the bank account used for the subscription fee as needed.
Can I use FINSYNC anywhere?
At this time, FINSYNC is available in the U.S. and for use with banks that are part of the US ACH network. While you can use FINSYNC to access your information from a desktop or mobile device, only U.S. banks are supported.
Is there a mobile app for FINSYNC?
FINSYNC is available on a mobile phone using any supported browser. FINSYNC’s mobile phone experience focuses primarily on bank account information as well as payment/invoicing features.
Can I import data into FINSYNC?
FINSYNC supports the import of customer, vendor and banking transactions using a CSV file. You can contact FINSYNC for guidance and assistance with importing data into your FINSYNC profile.