The Story

Why We Started FINSYNC

We founded FINSYNC in 2011 because we love entrepreneurs — people with passion and purpose who build businesses that make life better for others.

At the time, the SBA reported that 82% of small businesses failed due to poor cash flow management or lack of access to capital. Eight out of ten dreams were ending — not for lack of effort, but because the system was broken.

We set out to fix the problem and give entrepreneurs a better way to manage cash flow, access funding, and build lasting success.

A Broken System, Rebuilt From 82% to <1%

Today, the difference is striking: less than a fraction of 1% of our customers have ever reported challenges managing cash flow or accessing capital.

Why It

Matters

why it Matters

When entrepreneurs succeed — and in less time — families thrive, businesses grow stronger, and communities become brighter places for everyone.

That’s why we built FINSYNC — and why we invite you to be part of what’s next.

The FINSYNC Store The FINSYNC Store

The FINSYNC Store

Success in business is really about freedom — freedom to do more in less time and to focus on what matters most. Those are the stories we celebrate.

That’s why we built the FINSYNC Store, where customers share their life-changing success stories in exchange for free gear — because every milestone reached through hard work and heart deserves to be recognized.

-> FINSYNC Gear
The Problem Required

More Than Software

Solving the cash flow and capital access problem required more than software — it required a network.

The Financial

Network

Across industries, transformation happens when people, data, and systems connect. Electronic health records transformed healthcare. Expedia transformed travel.

FINSYNC and Fynn are doing the same for finance

Before FINSYNC, entrepreneurs had no easy way to find the right banker at the right time.

With Funding Navigator,
they can.

The Power of One
Platform and a Network That Works for You

The Power of One Platform and a Network That Works for You

We empower financial partners across the country to collaborate through one connected network that supports you at every stage of your business.

The Power of One Platform and a Network That Works for You
For Startup

For Startups

Resources to turn your ideas into a business with:

  • Business planning and guidance tools
  • Local community support and partner connections
  • Services for registering LLC or Corporation
  • Banking, payments, invoicing, bill pay, and cash flow tools
  • A FINSYNC Score that helps you qualify for funding sooner
For Grow

For Growing Businesses

Tools to run more efficiently and grow with confidence:

  • Connected accounting that simplifies operations
  • Clear cash flow visibility
  • A real-time FINSYNC Score that opens access to more affordable funding as your business strengthens
For Scale

For Scaling Businesses

Support to scale with clarity and control:

  • Online payroll and automated tax filings
  • Compliance tools to stay ahead
  • A platform that drives operational efficiency and financial clarity
For Everyone

For Everyone

The ability to start, grow, scale, and succeed — all in one place — providing:

  • More time for the moments that matter most

Your FINSYNC Score:

The key to better funding and growth.

Your FINSYNC Score

As your operations improve, your FINSYNC Score rises, unlocking access to better funding, stronger relationships, and a clear path to financial confidence.

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Your FINSYNC Score

A Financial Network That Works Together

For the first time, bankers, lenders, CDFIs, investors, accountants, community organizations, and financial professionals can work together to help you succeed.

No more silos. No more “I can’t help you.”

With FINSYNC, the Network comes together to say:
“Yes, you can and we can help.”

That Works Together

The Flywheel Advantage

FINSYNC connects your business operations and funding in one seamless platform. That’s how the FINSYNC Score drives the FINSYNC Flywheel Advantage forward faster, turning operational efficiency into lasting growth.

It’s the power of having everything connected and working in sync.

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Flywheel Effect

Connecting
People, Places
and Potential

The next chapter of the FINSYNC story is about scale — connecting entrepreneurs, small business owners, bankers, other financial partners, and communities across the country so more people can succeed in less time.

We’re driven by one simple idea: When you connect the right people, in the right places, at the right time… potential becomes progress.

That’s what we’re building, a nationwide collaborative network where tools, partners, and insights work together so opportunity reaches every corner of the country.

The Power of

True Collaboration

The Power of

True Collaboration

More than 9,000 banks and credit unions serve America’s entrepreneurs — yet most operate in silos.

Many can’t fund new businesses until they’ve been profitable for two years, forcing entrepreneurs to wait even when their ideas are strong and their communities need them.

FINSYNC changes that through one connected network that works together.

A Broken System Rebuilt:

The Real Problem
Behind the Problem

Disconnected Tools — Misaligned Incentives — Limited Opportunity

For years, nearly every financial institution referred customers to disconnected accounting tools that did nothing to strengthen relationships or help entrepreneurs access affordable capital.

These platforms kept data closed off and steered customers toward their own financial products — serving their interests, not the entrepreneur’s.

Where Others Built Walls,
We Built Bridges

Instead of building walls, we built a network that connects entrepreneurs to bankers, lenders, CDFIs, investors, and community partners who can actually help them grow and secure better funding as their business strengthens.

FINSYNC is the only platform that connects all 9,000+ financial institutions and gives them a shared way to collaborate, guide, and support entrepreneurs at every stage.

Now bankers don’t have to turn away deserving entrepreneurs.

With FINSYNC, they can provide support at the moment it’s needed most — and at every stage that follows.

This unified network expands opportunity, accelerates success, and brings economic potential to more people and more places — scaling impact across communities nationwide.

Every stage.
Every business type.
Nationwide.

Building a Stronger
Small Business Economy

One Connection at a Time

Every time an entrepreneur succeeds, a community gets stronger.

Every time a banker gains the tools to say “yes,” a small business gets a chance to grow.

Every time a partner joins the network, the entire ecosystem becomes more efficient, connected, and resilient.

This is how we change the numbers.

This is how we improve communities nationwide.

This is the power of working in sync.

One Connection at a Time One Connection at a Time

After completing FINSYNC’s CO.STARTERS program through a local community organization partner, Dionna Brenaman turned her dream into reality by opening Java’s Enchanted Bean, now a beloved coffee and tea café serving the Fostoria, OH community.

Entrepreneurs and Small Business Owners

Entrepreneurs and Small Business Owners

Entrepreneurs and Small Business Owners

No more guessing which of the 9,000+ banks or credit unions can help you. FINSYNC syncs with them all and connects you instantly with the right financial partners who can help you grow.

Start with FINSYNC — connect your accounts, simplify operations, track your FINSYNC Score, and match with financial partners who can help you grow.

-> Start Now

Financial
Partners

Financial Partners

Financial
Partners

No more turning away good businesses simply because they’re not a fit at the moment. Join the nation’s largest collaborative network of financial
partners working together to help businesses get to
“yes, you can.”

-> Partner With Us

Join the Movement

Whether you’re an entrepreneur, banker, accountant, investor, or community leader — there’s a place for you in the FINSYNC Network. Together, we’re building the future of connected finance.

Start now. Grow stronger. Succeed together. That’s the power of FINSYNC.

Apply For Business
Checking Account

Before you get started

1

We are not able to service these businesses at the moment:

  • Crypto Currency and Money Services
  • Privately Owned ATMs
  • Marijuana-Related
  • Gambling
  • Money Services Business
  • Business headquartered outside of the U.S.
2

At this time we are offering online business checking accounts through bank partners in these states:

  • Arizona
  • California
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington

Is your business in one of these states?