The Story

Why We Started FINSYNC

We founded FINSYNC in 2011 because we love entrepreneurs — people with passion and purpose who build businesses that make life better for others.

At the time, the SBA reported that 82% of small businesses failed due to poor cash flow management or lack of access to capital. Eight out of ten dreams were ending — not for lack of effort, but because the system was broken.

We set out to fix the problem and give entrepreneurs a better way to manage cash flow, access funding, and build lasting success.

A Broken System, Rebuilt From 82% to <1%

Today, the difference is striking: less than a fraction of 1% of our customers have ever reported challenges managing cash flow or accessing capital.

Why It

Matters

When entrepreneurs succeed — and in less time — families thrive, businesses grow stronger, and communities become brighter places for everyone.

That’s why we built FINSYNC — and why we invite you to be part of what’s next.

The FINSYNC Store

Success in business is really about freedom — freedom to do more in less time and to focus on what matters most. Those are the stories we celebrate.

That’s why we built the FINSYNC Store, where customers share their life-changing success stories in exchange for free gear — because every milestone reached through hard work and heart deserves to be recognized.

-> FINSYNC Gear
The FINSYNC Store
The Problem Required

More Than Software

Solving the cash flow and capital access problem required more than software — it required a network.

The Financial

Network

Across industries, transformation happens when people, data, and systems connect. Electronic health records transformed healthcare. Expedia transformed travel.

FINSYNC and Fynn are doing the same for finance

Before FINSYNC, entrepreneurs had no easy way to find the right banker at the right time.

With Funding Navigator,
they can.

The Business Platform

FINSYNC connects your banking, payments, cash flow, payroll, and accounting on one easy-to-use platform, powered by Fynn, your AI Assistant, and connected to local relationship bankers who understand your goals.

A Nationwide Network

Working for You

Backed by a nationwide, collaborative network of over 1,500 financial partners, FINSYNC helps you:

  • Simplify operations
  • Secure affordable funding
  • Turn efficiency into lasting growth
The Business Platform

As your operations improve, your FINSYNC Score rises, unlocking access to better funding, stronger relationships, and a clear path to financial confidence.

That Works Together
A Financial Network

That Works Together

For the first time, bankers, lenders, CDFIs, investors, accountants, community organizations, and financial professionals can work together to help entrepreneurs succeed.

No more silos. No more “I can’t help you.”

With FINSYNC, the Network comes together to say: “Yes, you can and we can help.

Flywheel Effect
The

Flywheel Effect

That’s how the FINSYNC Flywheel Advantage turns operational efficiency into lasting growth, which is the power of having everything and everyone connected and working in sync.

Connecting People, Places and Potential

The next chapter of the FINSYNC story is about scale — connecting entrepreneurs, small business owners, bankers, other financial partners, and communities across the country so more people can succeed in less time.

We’re driven by one simple idea: When you connect the right people, in the right places, at the right time… potential becomes progress.

That’s what we’re building, a nationwide collaborative network where tools, partners, and insights work together so opportunity reaches every corner of the country.

From Disconnected Tools to

Strategic Insight

Accounting can largely be automated.
Strategy can’t.

When your banking, cash flow, and operations sync together, your numbers become a roadmap. With FINSYNC and your trusted financial partners, your data becomes insight, and your insight becomes action.

Competitors Built Walls

We Builds Bridges

Before FINSYNC, bankers often referred customers to QuickBooks — a system that did nothing to strengthen relationships or help entrepreneurs find affordable capital. QuickBooks built walls and moved closer to become a bank.

FINSYNC built bridges to connect entrepreneurs to the bank and other financial partners who can actually help.

The Power of

True Collaboration

More than 9,000 banks and credit unions serve America’s entrepreneurs, yet most operate alone, leaving business owners unsure where to turn for help.

FINSYNC unites them as the only platform that connects every financial institution and gives them a shared way to collaborate, guide, and support entrepreneurs at every stage.

This unified network helps more people build the thriving businesses they dream of, and expands opportunity across communities nationwide.

The Network

That Works

Most banks can’t fund new businesses until they’ve been profitable for two years or more, leaving too many business owners stuck waiting for help.

FINSYNC changes that.

By empowering bankers to collaborate with other lenders in the Network, we’ve created support for every stage:

  • For startups: business planning, community programs, and coaching
  • For growing businesses: connected accounting, cash flow insights, and affordable financing
  • For scaling businesses: advanced tools, payroll and compliance, stronger partnerships, and smarter capital

Every stage. Every business. Nationwide.

Building a Stronger
Small Business Economy

One Connection at a Time

Every time an entrepreneur succeeds, a community gets stronger.

Every time a banker gains the tools to say “yes,” a small business gets a chance to grow.

Every time a partner joins the network, the entire ecosystem becomes more efficient, connected, and resilient.

This is how we change the numbers.
This is how we improve communities nationwide.
This is the power of working in sync.

One Connection at a Time
Entrepreneurs and Small Business Owners

Entrepreneurs and Small Business Owners

No more guessing which of the 9,000+ banks or credit unions can help you. FINSYNC syncs with them all and connects you instantly with the right financial partners who can help you grow.

Start with FINSYNC — connect your accounts, simplify operations, track your FINSYNC Score, and match with financial partners who can help you grow.

-> Start Now
Financial Partners

Financial
Partners

No more turning away good businesses simply because they’re not a fit at the moment. Join the nation’s largest collaborative network of financial
partners working together to help businesses get to
“yes, you can.”

Join the Network — become part of the nation’s largest collaborative financial network and help more businesses get to “yes.”

-> Partner With Us

Join the Movement

Whether you’re an entrepreneur, banker, accountant, investor, or community leader — there’s a place for you in the FINSYNC Network. Together, we’re building the future of connected finance.

Start now. Grow stronger. Succeed together. That’s the power of FINSYNC.

Apply For Business
Checking Account

Before you get started

1

We are not able to service these businesses at the moment:

  • Crypto Currency and Money Services
  • Privately Owned ATMs
  • Marijuana-Related
  • Gambling
  • Money Services Business
  • Business headquartered outside of the U.S.
2

At this time we are offering online business checking accounts through bank partners in these states:

  • Arizona
  • California
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington

Is your business in one of these states?