Enrollment - FINSYNC

One Platform Built to Grow With You

Start, add funding and operations as you grow, and scale with payroll when you’re ready. Fynn keeps your finances in sync every step of the way.

Early-Stage BUSINESS STARTERS

Start

Planning & Platform

$18/mo*

Get started with planning tools and the core platform.

Upgrade anytime
  • Business Planning: Turn your idea into action with Fynn’s planning tools (Canvas, Plan, Projections).
  • Business Platform: Send invoices, collect payments, pay bills, track bank balances, manage cash flow.*
  • Community Support: Connect with community programs as you prepare for growth.
BUSINESS OWNERS Building a Team and Scale

Scale

Add Payroll

$115/mo*
Everything in Grow:

PLUS Payroll to build your team and scale confidently.

  • Run payroll: Pay employees, contractors, and taxes online — seamlessly integrated with accounting.
  • Save time & cost: Cut up to 40% of administrative work and expenses by combining payroll and accounting.
  • Scale with confidence: Streamline team management while staying connected to financial partners.
  • *No commitments or long-term contracts
  • **Transaction fees may apply (see below)

Payment and Payroll Processing Fees

Transaction
  • $0.50 per ACH payment.
  • $1.00 per check sent on your behalf to non-ACH enabled vendors.
  • $1.00 per lockbox transaction (converting checks into ACH).
  • 2.5% per CollectEarlyTM transaction.1
  • 2.9% + $0.30 per debit and credit card transactions.2
Payroll
  • $4.00 per employee per pay run (FINSYNC makes payroll tax payments and files payroll tax returns on your behalf).3

  1. This is for invoices subject to 30 day terms. Add 1.5% for every 30 days up to 5.5% for 90 day terms.
  2. Your rate will be determined by the merchant account you sync to FINSYNC. We support all major processors and custom rates.
  3. Per employee price lowers after 10 employees and for high pay frequencies.

Frequently
Asked Questions

What is FINSYNC?

FINSYNC is a unified platform that helps you plan, operate, and fund your business — all in one place. From idea to execution, FINSYNC connects you with powerful tools, local experts, and financial partners to save time, improve cash flow, and accelerate growth. Whether you’re just getting started or ready to scale, your AI Assistant, Fynn, is here to guide you every step of the way.

FINSYNC includes:

  • Business Planning
    Turn your idea into a clear plan with help from Fynn, your AI Assistant. Create a Business Canvas, Business Plan, and Financial Projections to build a strong foundation.

  • Business Platform
    Manage your operations with integrated tools for banking, payments, cash flow, payroll, accounting, and more — saving up to 40% in admin time and cost.

  • Financial Network
    Connect with a robust network of community organizations, investors, financial institutions, and financial professionals who are dedicated to supporting entrepreneurs. This ecosystem provides access to expert mentorship, strategic partnerships, and financial guidance when you need it most.

  • Funding Navigator
    Explore the right type of capital for your stage — bank loans, SBA loans, alternative financing, or investment — and get matched with the right partners at the right time.

Together, FINSYNC and Fynn create a connected ecosystem that empowers entrepreneurs to move seamlessly from planning to execution, secure capital with confidence, and achieve long-term success.

Whether you’re starting with just an idea or scaling an existing business, FINSYNC delivers the tools, insights, and support you need at every stage.

Why is the Funding Navigator feature priced as a monthly subscription?

Funding isn’t a one-time event — it’s an ongoing journey.

Funding Navigator helps you improve your eligibility and connect with the right financial partners by working in sync with your Accounting activity and guided by Fynn, your AI Assistant.

Your monthly subscription includes:

  • Always-on Funding Guidance: Stay on track with personalized insights tied to your financials and goals.
  • Better Matches: Get connected with banks, SBA lenders, alternative financiers, or investors that align with your business stage.
  • Proactive Alerts: Be notified when new funding opportunities become available based on your latest data.
  • Relationship Tools: Invite your own banker or investor and collaborate securely within the platform.

Together, Accounting and Funding Navigator give you the visibility, support, and momentum to fund your growth with confidence.

What are the system requirements for FINSYNC?

You can use FINSYNC from any desktop/laptop computer or tablet. FINSYNC is compatible with the latest browser versions of Google Chrome, Microsoft Edge, Mozilla Firefox and Safari. FINSYNC is also available on a mobile phone using any of the same browsers. Note: You will need an internet connection to access FINSYNC.

Is a subscription required to use FINSYNC?

With FINSYNC, you can start by connecting your bank and credit card accounts, customers, vendors, and a finance team. You can choose to add-on helpful features for Payroll, Projects, and Accounting. FINSYNC subscriptions are monthly with no long-term contract, and no credit card required to get started.

How do I pay for FINSYNC?

FINSYNC automatically deducts the monthly subscription fee from a designated payment account. You can revise the bank account used for the subscription fee as needed.

Can I use FINSYNC anywhere?

At this time, FINSYNC is available in the U.S. and for use with banks that are part of the US ACH network. While you can use FINSYNC to access your information from a desktop or mobile device, only U.S. banks are supported.

Is there a mobile app for FINSYNC?

FINSYNC is available on a mobile phone using any supported browser. FINSYNC’s mobile phone experience focuses primarily on bank account information as well as payment/invoicing features.

Can I import data into FINSYNC?

FINSYNC supports the import of customer, vendor and banking transactions using a CSV file. You can contact FINSYNC for guidance and assistance with importing data into your FINSYNC profile.

andy rostad

Andy Rostad

Media Beyond

“I had been using QuickBooks Online because I was told it was the industry standard. FINSYNC told me I could spend less and get more – and they were right. I used to write paper checks out for some vendors – now I just click a button. And real nice people answer my questions when I write, and they call me to point out things I may have missed.”

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Built to help you get all finances in sync and start, grow and scale.

+ Dedicated phone and online support.

Dedicated phone
and online support.

Customer service
that you will love.

Rapid response time (measured in minutes,
not hours or days)

Apply For Business
Checking Account

Before you get started

1

We are not able to service these businesses at the moment:

  • Crypto Currency and Money Services
  • Privately Owned ATMs
  • Marijuana-Related
  • Gambling
  • Money Services Business
  • Business headquartered outside of the U.S.
2

At this time we are offering online business checking accounts through bank partners in these states:

  • Arizona
  • California
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington

Is your business in one of these states?