One Connected System

Plans To Help You Start, Build, Grow And Scale Your Business

Start free with planning, formation, funding, and frameworks. Add financial tools when you’re ready to manage finances, accounting, and payroll in one place.

Start, Scale & Fund With Your FINSYNC Profile $0 / month
Free

Build the Right Foundation

Build your business, set up structure, and take confident first steps with expert guidance.

  • Business planning
  • Business formation
  • Expert guidance
Free

Scale with the Right Framework

Find the systems, coaches, and operating frameworks that match your growth goals.

  • Business assessment
  • Framework fitting
  • Implementation support
  • Business coaching
Free

Navigate Funding Opportunities

Understand your options and connect with the funding resources that fit your stage.

  • Bank loans
  • SBA loans
  • Alternative financing
  • Investment capital
  • Funding assistance
Add Financial Tools When You’re Ready Paid Plans

Financial Management

$18 /mo

Send invoices, pay bills, manage payments, account balances, and cash flow — all in one place.

  • Connect with your bank
  • Send and receive payments
  • Manage invoices and bills
  • Control cash flow

Payroll

$115 /mo

Pay your team and payroll taxes online, stay compliant, and get help when you need it.

  • Everything in Accounting
  • Add employees and contractors easily
  • Pay your team and payroll taxes online
  • Get help when you need it

*Transaction fees for payments, payroll, and integrated partner services may apply.

Payment, Payroll, and Partner Fees

Payment
  • $0.50 per ACH payment.
  • $1.00 per check sent on your behalf to non-ACH enabled vendors.
  • $1.00 per lockbox transaction (converting checks into ACH).
  • 2.5% per CollectEarlyTM transaction.1
  • 2.9% + $0.30 per debit and credit card transactions.2
Payroll
  • $4.00 per employee per pay run (FINSYNC makes payroll tax payments and files payroll tax returns on your behalf).3
Partner
  • $0/month for the Start plan means no monthly platform fee. Access top-tier, vetted vendors with preferred pricing enabled by FINSYNC’s purchasing power and technology — matched through a qualified, needs-based analysis and integrated directly into the platform, so one profile helps save you time and money at checkout.

  1. This is for invoices subject to 30 day terms. Add 1.5% for every 30 days up to 5.5% for 90 day terms.
  2. Your rate will be determined by the merchant account you sync to FINSYNC. We support all major processors and custom rates.
  3. Per employee price lowers after 10 employees and for high pay frequencies.

One Platform, All the Connections

When formation, funding, accounting, payroll and relationships work together, your business grows stronger.

Each FINSYNC plan builds on the one before it. Click any category to compare point solutions vs how you can get everything in one platform.

FEATURES

Prices
Business Registration
EIN Services
Registered Agent
Operating Agreement
Investment Capital
Annual Compliance
Domain & Email Registration
Virtual Address & Mailbox
Business Phone
Website Services
Local Financial Services
Local Professional Services
Banking Services
Community Support
Funding
Business Credit Builder
Automated Approvals & Alerts
Bank & SBA Financing
Community Capital
Alternative Financing
Start at$0/mo
Start at$0/mo
Start at$0/mo
Start at$15/mo
Start at$39.99/mo
Start at$0/mo

FEATURES

Prices

Unlimited Users
Business Ideation Tool
AI Powered Business Planning
Financial Projections
Sync Bank Accounts
Account Reconciliation
Invoicing
Categorize Transactions
Bill Pay
Quotes, Sales Orders & Purchase Orders
Cash Flow Tools & Charts
Access to Collect Early
Payment Reports
$18/mo
$38/mo
$25/mo
$61.92/mo
$20/mo
$23/mo

FEATURES

Prices

Number of Users
Payments
Invoicing
Bill Pay
Built-In Workflow & Permissions
Automated Payment Reminders
Enable Auto Payments
Quotes, Sales Orders & Purchase Orders
Recurring Templates (Invoices & Bills)
Customizable Payment Schedules
Duplicate Invoice & Bills
Expense Reimbursement
Receipt Capture
Attaching Support Documents
Cash Flow Tools & Charts
Inventory Management
Sales Tax
Multiple Currencies
Attributes (Track Income & Expense by Department, Location, Associate)
Bank Feeds
Bulk Categorization
Bulk Invoicing
Bank Reconciliation
Financial Statement Reports
Manual Journal Entries
Built-In Payroll
Total Monthly Fee with Payroll
Transactional Fees
Unlimited Payrolls
Time & Project Tracking
Dedicated Onboarding Client Support
Quartlerly Tax Filing In All States
Dedicated Support
Mobile Payroll
W2 & 1099 Fillings
Employee Portal Profiles
Custom Pay Cycles
Direct Deposit
Payroll Checks
Track Expenses
Project Integration
Payroll Reporting
Expense Submission & Approval
Payroll for 1099
$75/mo
Unlimited
On Roadmap
On Roadmap
On Roadmap
$95/mo.
$4/ee per Run
$115/mo
5
$160/mo.
$4/ee per Run
$90/mo
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$69.42/mo
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$70/mo
10
$110/mo.
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$65/mo
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FEATURES

Prices

Transactional fees
Unlimited Payrolls
Dedicated Onboarding Client Support
Quarterly Tax Filing In All States
Dedicated Support
Mobile Payroll
W2 & 1099 Filings
Employee Portal Profiles
Custom Pay Cycles
Direct Deposit
Payroll Checks
Track Expenes
Project Integration
Payroll Reporting
Expense Submission & Approval
Payroll for 1099
$40/mo
$4/ee/run
$125/mo
$6.50/ee/run
$39/mo
$5/ee/run
Limited
$109/mo
$4/ee/run
Add-On
$80/mo
$12/ee/run
$109/mo
$8/ee/run
Start Business Services & Funding
Build Business Planning & Platform
Grow Accounting
Scale Payroll
FEATURES
Prices
Starts at$0/mo
Starts at$0/mo
Starts at$0/mo
Starts at$15/mo
Starts at$39.99/mo
Starts at$0/mo
Business Registration
EIN Services
Registered Agent
Operating Agreement
Investment Capital
Annual Compliance
Domain & Email Registration
Virtual Address & Mailbox
Business Phone
Website Services
Local Financial Services
Local Professional Services
Banking Services
Community Support
Funding
Business Credit Builder
Automated Approvals & Alerts
Bank & SBA Financing
Community Capital
Alternative Financing
Show More Less
Features
Prices
$18/mo
$38/mo
$25/mo
$61.92/mo
$20/mo
$23/mo
Unlimited Users
Business Ideation Tool
AI Powered Business Planning
Financial Projections
Sync Bank Accounts
Account Reconciliation
Invoicing
Categorize Transactions
Bill Pay
Quotes, Sales Orders & Purchase Orders
Cash Flow Tools & Charts
Access to Collect Early
Payment Reports
Show More Less
Features
Prices
$75/mo
$115/mo
$90/mo
$69.42/mo
$70/mo
$65/mo
Number of Users
Unlimited
5
1
1
10
1
Payments
Invoicing
Bill Pay
Built-In Workflow & Permissions
Automated Payment Reminders
Enable Auto Payments
Quotes, Sales Orders & Purchase Orders
Recurring Templates (Invoices & Bills)
Customizable Payment Schedules
Duplicate Invoice & Bills
Expense Reimbursement
Receipt Capture
On Roadmap
Attaching Support Documents
Cash Flow Tools & Charts
Inventory Management
Sales Tax
On Roadmap
Multiple Currencies
Attributes (Track Income & Expense by Department, Location, Associate)
Bank Feeds
Bulk Categorization
Bulk Invoicing
On Roadmap
Bank Reconciliation
Financial Statement Reports
Manual Journal Entries
Built-In Payroll
Total Monthly Fee with Payroll
$95/mo.
$160/mo.
N.A.
N.A.
$110/mo.
N.A.
Transactional Fees
$4/ee per Run
$4/ee per Run
N.A.
N.A.
N.A
N.A.
Unlimited Payrolls
N.A.
N.A.
N.A.
Time & Project Tracking
N.A.
N.A.
N.A.
Dedicated Onboarding Client Support
N.A.
N.A.
N.A.
Quartlerly Tax Filing In All States
N.A.
N.A.
N.A.
Dedicated Support
N.A.
N.A.
N.A.
Mobile Payroll
N.A.
N.A.
N.A.
W2 & 1099 Fillings
N.A.
N.A.
N.A.
Employee Portal Profiles
N.A.
N.A.
N.A.
Custom Pay Cycles
N.A.
N.A.
N.A.
Direct Deposit
N.A.
N.A.
N.A.
Payroll Checks
N.A.
N.A.
N.A.
Track Expenses
N.A.
N.A.
N.A.
Project Integration
N.A.
N.A.
N.A.
Payroll Reporting
N.A.
N.A.
N.A.
Expense Submission & Approval
N.A.
N.A.
N.A.
Payroll for 1099
N.A.
N.A.
N.A.
Show More Less
Features
Prices
$40/mo
$125/mo
$39/mo
$109/mo
$80/mo
$109/mo
Transactional fees
$4/ee/run
$6.50/ee/run
$5/ee/run
$4/ee/run
$12/ee/run
$8/ee/run
Unlimited Payrolls
Dedicated Onboarding Client Support
Quartlerly Tax Filing In All States
Dedicated Support
Mobile Payroll
W2 & 1099 Fillings
Employee Portal Profiles
Custom Pay Cycles
Direct Deposit
Payroll Checks
Track Expenses
Project Integration
Payroll Reporting
Limited
Expense Submission & Approval
Add-On
Payroll for 1099
Show More Less
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Frequently
Asked Questions

What is FINSYNC?

FINSYNC is a unified platform that helps you plan, operate, and fund your business — all in one place. From idea to execution, FINSYNC connects you with powerful tools, local experts, and financial partners to save time, improve cash flow, and accelerate growth. Whether you’re just getting started or ready to scale, your AI Assistant, Fynn, is here to guide you every step of the way.

FINSYNC includes:

  • Business Planning
    Turn your idea into a clear plan with help from Fynn, your AI Assistant. Create a Business Canvas, Business Plan, and Financial Projections to build a strong foundation.

  • Business Platform
    Manage your operations with integrated tools for banking, payments, cash flow, payroll, accounting, and more — saving up to 40% in admin time and cost.

  • Financial Network
    Connect with a robust network of community organizations, investors, financial institutions, and financial professionals who are dedicated to supporting entrepreneurs. This ecosystem provides access to expert mentorship, strategic partnerships, and financial guidance when you need it most.

  • Funding Navigator
    Explore the right type of capital for your stage — bank loans, SBA loans, alternative financing, or investment — and get matched with the right partners at the right time.

Together, FINSYNC and Fynn create a connected ecosystem that empowers entrepreneurs to move seamlessly from planning to execution, secure capital with confidence, and achieve long-term success.

Whether you’re starting with just an idea or scaling an existing business, FINSYNC delivers the tools, insights, and support you need at every stage.

What are the system requirements for FINSYNC?

You can use FINSYNC from any desktop/laptop computer or tablet. FINSYNC is compatible with the latest browser versions of Google Chrome, Microsoft Edge, Mozilla Firefox and Safari. FINSYNC is also available on a mobile phone using any of the same browsers. Note: You will need an internet connection to access FINSYNC.

Is a subscription required to use FINSYNC?

With FINSYNC, you can start by connecting your bank and credit card accounts, customers, vendors, and a finance team. You can choose to add-on helpful features for Payroll, Projects, and Accounting. FINSYNC subscriptions are monthly with no long-term contract, and no credit card required to get started.

How do I pay for FINSYNC?

FINSYNC automatically deducts the monthly subscription fee from a designated payment account. You can revise the bank account used for the subscription fee as needed.

Can I use FINSYNC anywhere?

At this time, FINSYNC is available in the U.S. and for use with banks that are part of the US ACH network. While you can use FINSYNC to access your information from a desktop or mobile device, only U.S. banks are supported.

Is there a mobile app for FINSYNC?

FINSYNC is available on a mobile phone using any supported browser. FINSYNC’s mobile phone experience focuses primarily on bank account information as well as payment/invoicing features.

Can I import data into FINSYNC?

FINSYNC supports the import of customer, vendor and banking transactions using a CSV file. You can contact FINSYNC for guidance and assistance with importing data into your FINSYNC profile.

andy rostad

Andy Rostad

Media Beyond

“I had been using QuickBooks Online because I was told it was the industry standard. FINSYNC told me I could spend less and get more – and they were right. I used to write paper checks out for some vendors – now I just click a button. And real nice people answer my questions when I write, and they call me to point out things I may have missed.”

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Built to help you get all finances in sync and start, grow and scale.

+ Dedicated phone and online support.

Dedicated phone
and online support.

Customer service
that you will love.

Rapid response time (measured in minutes,
not hours or days)

Apply For Business
Checking Account

Before you get started

1

We are not able to service these businesses at the moment:

  • Crypto Currency and Money Services
  • Privately Owned ATMs
  • Marijuana-Related
  • Gambling
  • Money Services Business
  • Business headquartered outside of the U.S.
2

At this time we are offering online business checking accounts through bank partners in these states:

  • Arizona
  • California
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington

Is your business in one of these states?