Plans to Help You Start, Build, Grow, and Scale Your Business
Get everything you need in one connected platform. Scalability starts here.
Your AI Assistant Fynn and your Financial Concierge guide you at every step, supported by a nationwide network of financial partners.
Start $0/mo*
Make It Official
FINSYNC brings business services and funding together for free, with trusted partners, into one integrated experience to help you make your business official, save time and money, and build a solid foundation.
Business Services
- Start & Compliance (Business Registration, EIN, Registered Agent, Annual Reporting)
- Digital Presence (Domain, Website, Business Phone, Virtual Address & Mailbox)
- Operations & Local Support (Business Checking, Card Processing, POS, Insurance, Bookkeeping, Accounting, HR, Coaching, and Community Support)
Funding Navigator
- Bank & SBA Loans
- Community Capital & Alternative Financing
- Investment Capital
Build $18/mo*
Start Selling
Turn ideas into actionable plans, start selling to your first customers, connect banking and cash flow, and begin building your FINSYNC Score to prepare for funding.
Business Planning
- Business canvas & planning
- Financial projections
Business Platform
- Manage bank accounts & transactions
- Send and receive payments
- Invoice and get paid faster
- Pay bills with ease
- Forecast and manage cash flow
FINSYNC Score
- Build business credit
- Improve funding readiness
- Automated approvals
Grow $75/mo*
Operate Confidently
Everything in Build, plus accounting, tools to strengthen your FINSYNC Score, and guidance from Fynn and your Financial Concierge.
Accounting
- Automated reporting
- Cash and accrual reports
- Single and recurring journal entries
- Track income and expenses by department, location, and associate
- Transaction reports, audit trail, and more
- User permissions
Guidance & Optimization
- Fynn AI insights
- Financial Concierge support
Scale $115/mo*
Build Your Team
Everything in Grow, plus payroll to simplify paying your team, filing payroll taxes, staying compliant, and running your business on one fully connected platform.
Team & Compliance
- Payroll tax filings
- Direct deposit
- Fast, accurate employee and contractor onboarding
- Track time, manage rate, streamline approvals
- Sync payroll with accounting and FINSYNC Score
- Multi-user approvals and roles
*Transactions fees may apply, see below. No commitment or long-term contracts.
Payment, Payroll, and Partner Fees
Payment
- $0.50 per ACH payment.
- $1.00 per check sent on your behalf to non-ACH enabled vendors.
- $1.00 per lockbox transaction (converting checks into ACH).
- 2.5% per CollectEarlyTM transaction.1
- 2.9% + $0.30 per debit and credit card transactions.2
Payroll
- $4.00 per employee per pay run (FINSYNC makes payroll tax payments and files payroll tax returns on your behalf).3
Partner
- $0/month for the Start plan means no monthly platform fee. Access top-tier, vetted vendors with preferred pricing enabled by FINSYNC’s purchasing power and technology — matched through a qualified, needs-based analysis and integrated directly into the platform, so one profile helps save you time and money at checkout.
- This is for invoices subject to 30 day terms. Add 1.5% for every 30 days up to 5.5% for 90 day terms.
- Your rate will be determined by the merchant account you sync to FINSYNC. We support all major processors and custom rates.
- Per employee price lowers after 10 employees and for high pay frequencies.
One Platform That Brings It All Together
When funding, accounting, and payroll work together, your business grows stronger.
Click any category below to see how we compare.
FEATURES
FEATURES
Prices
FEATURES
Prices
FEATURES
Prices
Start Business Services & Funding
Build Business Planning & Platform
Grow Accounting
Scale Payroll
FEATURES
Prices
Starts at$0/mo
Starts at$0/mo
Starts at$0/mo(only basic filing + state fees)
Starts at$15/mo
Starts at$39.99/mo**Discount if billed annually
Starts at$0/mo
Business Registration
EIN Services
Registered Agent
Operating Agreement
Investment Capital
Annual Compliance
Domain & Email Registration
Virtual Address & Mailbox
Business Phone
Website Services
Local Financial Services
Local Professional Services
Banking Services
Community Support
Funding
Business Credit Builder
Automated Approvals & Alerts
Bank & SBA Financing
Community Capital
Alternative Financing
Features
Prices
$18/mo
$38/mo
$25/mo
$61.92/mo
$20/mo
$23/mo
Includes all features in Start Plan
Unlimited Users
Business Ideation Tool
AI Powered Business Planning
Financial Projections
Sync Bank Accounts
Account Reconciliation
Invoicing
Categorize Transactions
Bill Pay
Quotes, Sales Orders & Purchase Orders
Cash Flow Tools & Charts
Inventory Management
Access to Collect Early
Payment Reports
Features
Prices
$75/mo
$115/mo
$90/mo
$69.42/mo
$70/mo
$65/mo
Number of Users
Unlimited
5
1
1
10
1
Integrated Partner Services (Banking, Financing, Card Processing, Accounting Assistance, Insurance)
Integrated Projects
Payments
Invoicing
Bill Pay
Built-In Workflow & Permissions
Automated Payment Reminders
Enable Auto Payments
Quotes, Sales Orders & Purchase Orders
Recurring Templates (Invoices & Bills)
Customizable Payment Schedules
Duplicate Invoice & Bills
Expense Reimbursement
Receipt Capture
On Roadmap
Attaching Support Documents
Cash Flow Tools & Charts
Inventory Management
Sales Tax
On Roadmap
Multiple Currencies
Attributes (Track Income & Expense by Department, Location, Associate)
Bank Feeds
Bulk Categorization
Bulk Invoicing
On Roadmap
Bank Reconciliation
Financial Statement Reports
Accountant Version
On Roadmap
Sub-Accounts
On Roadmap
Manual Journal Entries
Built-In Payroll
Total Monthly Fee with Payroll
Transactional Fees
$4/ee per Run
$4/ee per Run
Unlimited Payrolls
Time & Project Tracking
Dedicated Onboarding Client Support
Quartlerly Tax Filing In All States
Dedicated Support
Mobile Payroll
W2 & 1099 Fillings
Employee Portal Profiles
Custom Pay Cycles
Direct Deposit
Payroll Checks
Track Expenses
Project Integration
Payroll Reporting
Expense Submission & Approval
Payroll for 1099
Features
Prices
$40/mo
$125/mo
$39/mo
$109/mo
$80/mo
$109/mo
Transactional fees
$4/ee/run
$6.50/ee/run
$5/ee/run
$4/ee/run
$12/ee/run
$8/ee/run
Integrated Time & Project Tracking
Add-On
Partial
Add-On
Partial
Unlimited Payrolls
Dedicated Onboarding Client Support
Quartlerly Tax Filing In All States
Dedicated Support
Mobile Payroll
W2 & 1099 Fillings
Employee Portal Profiles
Custom Pay Cycles
Direct Deposit
Payroll Checks
Track Expenses
Project Integration
Payroll Reporting
Limited
Expense Submission & Approval
Add-On
Payroll for 1099
We Listen!
If we don’t meet your needs today, we would LOVE to hear from you. We’re releasing at least one new feature or improvement every single week based on feedback.
Frequently
Asked Questions
What is FINSYNC?
FINSYNC is a unified platform that helps you plan, operate, and fund your business — all in one place. From idea to execution, FINSYNC connects you with powerful tools, local experts, and financial partners to save time, improve cash flow, and accelerate growth. Whether you’re just getting started or ready to scale, your AI Assistant, Fynn, is here to guide you every step of the way.
FINSYNC includes:
- Business Planning
Turn your idea into a clear plan with help from Fynn, your AI Assistant. Create a Business Canvas, Business Plan, and Financial Projections to build a strong foundation. - Business Platform
Manage your operations with integrated tools for banking, payments, cash flow, payroll, accounting, and more — saving up to 40% in admin time and cost. - Financial Network
Connect with a robust network of community organizations, investors, financial institutions, and financial professionals who are dedicated to supporting entrepreneurs. This ecosystem provides access to expert mentorship, strategic partnerships, and financial guidance when you need it most. - Funding Navigator
Explore the right type of capital for your stage — bank loans, SBA loans, alternative financing, or investment — and get matched with the right partners at the right time.
Together, FINSYNC and Fynn create a connected ecosystem that empowers entrepreneurs to move seamlessly from planning to execution, secure capital with confidence, and achieve long-term success.
Whether you’re starting with just an idea or scaling an existing business, FINSYNC delivers the tools, insights, and support you need at every stage.
What are the system requirements for FINSYNC?
You can use FINSYNC from any desktop/laptop computer or tablet. FINSYNC is compatible with the latest browser versions of Google Chrome, Microsoft Edge, Mozilla Firefox and Safari. FINSYNC is also available on a mobile phone using any of the same browsers. Note: You will need an internet connection to access FINSYNC.
Is a subscription required to use FINSYNC?
With FINSYNC, you can start by connecting your bank and credit card accounts, customers, vendors, and a finance team. You can choose to add-on helpful features for Payroll, Projects, and Accounting. FINSYNC subscriptions are monthly with no long-term contract, and no credit card required to get started.
How do I pay for FINSYNC?
FINSYNC automatically deducts the monthly subscription fee from a designated payment account. You can revise the bank account used for the subscription fee as needed.
Can I use FINSYNC anywhere?
At this time, FINSYNC is available in the U.S. and for use with banks that are part of the US ACH network. While you can use FINSYNC to access your information from a desktop or mobile device, only U.S. banks are supported.
Is there a mobile app for FINSYNC?
FINSYNC is available on a mobile phone using any supported browser. FINSYNC’s mobile phone experience focuses primarily on bank account information as well as payment/invoicing features.
Can I import data into FINSYNC?
FINSYNC supports the import of customer, vendor and banking transactions using a CSV file. You can contact FINSYNC for guidance and assistance with importing data into your FINSYNC profile.
Andy Rostad
Media Beyond
“I had been using QuickBooks Online because I was told it was the industry standard. FINSYNC told me I could spend less and get more – and they were right. I used to write paper checks out for some vendors – now I just click a button. And real nice people answer my questions when I write, and they call me to point out things I may have missed.”
Watch VideoBuilt to help you get all finances in sync and start, grow and scale.
Our financial partners help you to be a superhero for your business. Their support and advice helps you run your business with less time and better results, so you can have more time back for what matters most to you.
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