Choose Your Starting Point

One connected platform that supports you at every stage of your business.

Your AI Assistant Fynn and your Financial Concierge guide you at every step, supported by a nationwide network of financial partners.

Personalize your experience with a guided Q&A or jump right in by entering your email.

Start $18/mo*

Turn your idea into action.

Everything you need to get started.
  • Turn your ideas into action with Fynn’s planning tools (Canvas, Plan, Projections)
  • Connect with community partners to build support for your plans
  • Access trusted business services to register your LLC or Corporation and set up your business the right way
  • Use essential business tools for bank sync, payments, invoicing, bill pay, and cash flow management
  • Build early financial clarity that prepares you for funding with FINSYNC Score
Start Your Business->

Where are you in your journey to start a business?

Select one.

Start → Explore

What would help you most right now?

Select all that apply.
Start → Explore

Great! Here’s how we’ll help you move forward.

Fynn will guide you through early-stage planning tools, starting with a business canvas, helping you shape an idea into a real business concept.

If you'd like community support, we'll match you with local partners who can help you validate your idea.

Start → Explore

What else will you need as your idea develops?

Select all that apply.
Start → Explore

Got it! We can support you every step of the way.

Thanks for sharing what you need. We can connect you with trusted partners in our network who can help.

You won't have to figure this out alone — your subscription includes access to a Financial Concierge who's available to help guide your journey and match you with the right support at the right time.

Start → Explore

Which of these features are you most interested in as you begin your journey?

Select all that apply.
Start → Explore

Thanks for sharing!

This helps us personalize your experience and ensures your Financial Concierge can follow up with the right guidance, tools, and partner connections based on what matters most to you.

Start → Explore

Let's begin your journey together

You're at the perfect starting point. With support from Fynn, your Financial Concierge, and our partner network, you'll have everything you need to move from idea, to clarity, to action at your own pace.

Enter your email below and we'll guide you through your next step.

Start → Validate

What kind of validation would help you most right now?

Select all that apply.
Start → Validate

Great! Here's how we'll help you validate your idea.

Fynn will guide you through structured planning tools, helping you clarify your model, test assumptions, and refine your value proposition.

If you'd like community support, we'll match you with local partners who can help you test your idea with customers, gather feedback, or participate in a program designed for early validation.

Start → Validate

What else will you need as you prepare for launch?

Select all that apply.
Start → Validate

Got it! We can support you every step of the way.

Thanks for sharing what you need. We can connect you with trusted partners in our network who can help.

You won't have to figure this out alone — your subscription includes access to a Financial Concierge who's available to help guide your journey and match you with the right support at the right time.

Start → Validate

Which of these features are you most interested in as you begin your journey?

Select all that apply.
Start → Validate

Thanks for sharing!

This helps us personalize your experience and ensures your Financial Concierge can follow up with the right guidance, tools, and partner connections based on what matters most to you.

Start → Validate

Let's begin your journey together

You're in the right place. With support from Fynn, your Financial Concierge, and our partner network, you'll have everything you need to move from idea to validation to launch at your own pace.

Enter your email below and we'll guide you through your next step.

Start → Launch

What do you want to accomplish next?

Select all that apply.
Start → Launch

Great! Here's how we'll help you get started.

Fynn will guide you step-by-step so you can launch with clarity and confidence.

We'll also match you with trusted partners who can help with all you need to take your business to the next level.

Start → Launch

Who else would you like help from as you launch?

Select all that apply.
Start → Launch

Got it! We'll make sure you're supported from day one.

Your selections help us connect you with the right experts in our partner network.

Plus, your subscription includes access to a Financial Concierge who's here to guide your launch and ensure you're set up for long-term success.

Start → Launch

Which of these features are you most interested in as you begin your journey?

Select all that apply.
Start → Launch

Thanks for sharing!

This helps us personalize your experience and ensures your Financial Concierge can follow up with the right guidance, tools, and partner connections based on what matters most to you.

Start → Launch

Let's begin your journey together

With Fynn, your Financial Concierge, and our partner network, you'll have everything you need to build a strong foundation and move confidently into your first months of business.

Enter your email below and we'll help you take the next step.

Start → Strengthen

What would you like to strengthen or improve first?

Select all that apply.
Start → Strengthen

Excellent! Here's how we'll help you strengthen your business.

We'll help you stabilize your foundation with better visibility, clear planning, and tailored partner support.

And you'll have access to a Financial Concierge who can guide your next steps and ensure you're making progress towards your goals.

Start → Strengthen

Which types of support would you find most valuable?

Select all that apply.
Start → Strengthen

We can support you every step of the way.

Thanks for sharing what you need. We'll connect you with trusted partners in our network who can help strengthen your operations and support your growth.

Your Financial Concierge will help you prioritize your next steps.

Start → Strengthen

Which features of the FINSYNC Platform are you most interested in using?

Select all that apply.
Start → Strengthen

Thanks for sharing!

This helps us personalize your experience and ensures your Financial Concierge can follow up with the right guidance, tools, and partner connections based on what matters most to you.

Start → Strengthen

Let's strengthen your business together

With Fynn, your Financial Concierge, and our partner network, you'll have everything you need to build a strong foundation and move confidently into your next phase of growth.

Enter your email below and we'll help you take the next step.

Grow $75/mo*

Get Affordable Funding

See your best options in minutes.
  • Bank and SBA loans
  • Community development loans
  • Alternative financing
  • Investment capital

Simplify Operations

Save time and cut costs.
  • Sync your accounts
  • Send and receive payments
  • Manage invoices and bills
  • Project cash flow
  • Automate accounting
Grow Your Business->

What's your first priority?

Select one.

Grow → Funding

How prepared do you feel for funding today?

Select one.
Grow → Funding

Perfect. You're in the right place.

FINSYNC and your AI Assistant, Fynn, help you compare the most affordable funding options available to you today and guide you toward even better opportunities as your business grows.

Your Grow Plan includes hands-on support. At any point, connect with your Financial Concierge to move forward with confidence.

Grow → Funding

How much funding are you looking for?

Select one.
Grow → Funding

Great! We can help!

FINSYNC and Fynn connect you with bankers, SBA and direct lenders, and investors to match your needs.

Grow → Funding

How quickly do you need funds?

Select one.
Grow → Funding

We got you!

Our network ranges from 24-hour direct lenders to bankers offering larger, long-term solutions.

Grow → Funding

Describe your personal credit profile today.

Select one.
Grow → Funding

Thanks for sharing!

Your credit helps us match you with suitable funding partners. Fynn also builds your FINSYNC Score over time for better terms and faster approvals.

Grow → Funding

Keep your funding journey moving forward.

With your FINSYNC Score, Fynn, and our powerful Financial Network, you'll have the flexibility to secure the right funding today‚ and unlock even better opportunities as your business grows.

Grow → Operations

What do you need the most help with simplifying?

Select all that apply.
Grow → Operations

Great! We can help you simplify your operations.

FINSYNC brings all your financial activity into one connected platform so you can stay organized, save time, and understand your numbers with clarity.

Your Financial Concierge is also available to guide your setup and help you prioritize what matters most.

Grow → Operations

Which areas of your financial operations need the most structure or cleanup?

Select all that apply.
Grow → Operations

Got it! We'll tailor your setup to your needs.

We can help you organize, clean up, or streamline operations so you can focus more on growing your business and less on administrative work.

If you need additional help, your Financial Concierge can match you with trusted partners, bookkeepers, accountants, and others who can help you grow.

Grow → Operations

What's your biggest goal over the next few months?

Select all that apply.
Grow → Operations

Thanks for sharing!

This helps us personalize your onboarding and ensures Fynn and your Financial Concierge can guide you with the right operational setup, insights, and partner connections based on your biggest goals.

Grow → Operations

Let's simplify your operations together

With Fynn, your Financial Concierge, and the FINSYNC Business Platform, you'll have everything you need to organize your finances, streamline operations, and build for profitable growth.

Enter your email below and we'll help you take the next step.

Grow → Both

What do you need the most help with simplifying?

Select all that apply.
Grow → Both

Great! We can help you simplify your operations.

FINSYNC brings all your financial activity into one connected platform so you can stay organized, save time, and understand your numbers with clarity.

Your Financial Concierge is also available to guide your setup and help you prioritize what matters most.

Grow → Both

Which areas of your financial operations need the most structure or cleanup?

Select all that apply.
Grow → Both

Got it! We'll tailor your setup to your needs.

We can help you organize, clean up, or streamline operations so you can focus more on growing your business and less on administrative work.

If you need additional help, your Financial Concierge can match you with trusted partners, bookkeepers, accountants, and others who can help you grow.

Grow → Both

What's your biggest goal over the next few months?

Select all that apply.
Grow → Both

Thanks for sharing!

This helps us personalize your onboarding and ensures Fynn and your Financial Concierge can guide you with the right operational setup, insights, and partner connections based on your biggest goals.

Grow → Both

How much funding are you looking for?

Select one.
Grow → Both

Great! We can help!

FINSYNC and Fynn connect you with bankers, SBA and direct lenders, and investors to match your needs.

Grow → Both

How quickly do you need funds?

Select one.
Grow → Both

We got you!

Our network ranges from 24-hour direct lenders to bankers offering larger, long-term solutions.

Grow → Both

Describe your personal credit profile today.

Select one.
Grow → Both

Thanks for sharing!

This helps us personalize your experience and ensures your Financial Concierge can follow up with the right guidance, tools, and partner connections based on what matters most to you.

Grow → Both

Keep your funding journey moving forward.

With your FINSYNC Score, Fynn, and our powerful Financial Network, you'll have the flexibility to secure the right funding today‚ and unlock even better opportunities as your business grows.

Scale $115/mo*

Add Payroll

Build your team and scale efficiently.
  • Run payroll seamlessly with automated tax filings and direct deposit
  • Onboard employees and contractors with ease
  • Track time, manage rates, and streamline approvals
  • Sync payroll with your accounting and cash flow for clearer financial visibility
  • Strengthen your FINSYNC Score with organized financial operations that improve funding readiness
Scale Your Business->
Scale

How many people do you currently pay or plan to pay soon?

Select one.
Scale

Great! We can help you run payroll smoothly.

We'll tailor your setup based on your team size. FINSYNC helps you run payroll accurately, manage automated tax filings, and sync everything with your accounting and cash flow.

Fynn and your Financial Concierge can also help guide every step of setup so you start with confidence.

Scale

What do you need the most help with as you manage your team.

Select all that apply.
Scale

Got it! We'll help you streamline your team operations.

We'll guide you through the right payroll and HR setup based on your team's needs.

If you need additional help, your Financial Concierge can connect you with trusted partners — HR consultants, insurance agents, benefits specialists, accountants, and more.

Scale

Which financial operations do you want to simplify?

Select one.
Scale

Perfect! We'll help you stay organized as you scale.

FINSYNC brings banking, payments, invoicing, bill pay, payroll, and accounting into one platform to reduce manual work, eliminate duplicate systems, and give you real-time clarity into cash flow and profitability.

Scale

What's your biggest goal over the next few months?

Select one.
Scale

Thanks for sharing!

This helps us personalize your onboarding and ensures Fynn and your Financial Concierge can guide you with the right operational setup, insights, and partner connections based on your biggest goals.

Scale

Let's scale your business together

You're in the right place. With payroll, HR support, financial operations, Fynn, your Financial Concierge, and our partner network, you'll have everything you need to run your team and scale your business with confidence.

Enter your email below and we'll help you take the next step.

Start $18/mo*

Planning & Platform

Turn your idea into action.

Plan your business, develop community support, register your business, build your foundation, manage your first customers, banking, and cash flow, and build a FINSYNC Score for funding.

Grow $75/mo*

Funding & Operations

Fund and run your business with confidence.

Includes everything in Start, plus accounting, tools to improve FINSYNC Score, and guidance from Fynn and your Financial Concierge to help you explore funding options and grow.

Scale $115/mo*

Add Payroll

Build your team and scale efficiently.

Get everything in Grow, plus payroll to simplify how you pay your employees and payroll taxes online, stay compliant, and scale with confidence on one connected platform.

Business & Funding Navigator FREE

Why It’s Free?

Because the Right Help and Funding Shouldn’t Have Walls

Access to trusted services and affordable funding shouldn’t come with paywalls, pressure, or hidden agendas.

While other accounting platforms became banks, accountants, and more to funnel entrepreneurs into their own products, FINSYNC took a different approach.

We built bridges — tens of thousands of them — connecting you to a nationwide network of financial and business partners who work together to help you succeed.

That’s why Business and Funding Navigator are free: open access, no paywalls, no pressure, and clear pathways to the services and capital that fit your business today and as you grow.

What You Get

Two Free Navigators — One Connected Path to Success

Start with either Navigator and seamlessly use both as your business grows.

Business Navigator connects you with trusted experts to help you start, grow, and scale — including bankers, new entity specialists, accountants, lawyers, business coaches, HR professionals, insurance agents, marketing specialists, point-of-sale providers, payment processors — all aligned to your stage and needs.

Funding Navigator helps you explore affordable funding options through relationship bankers, SBA lenders, CDFIs, alternative lenders, and investors nationwide.

No guesswork. No cold outreach. Just the right connections at the right time.

Enter email and click start now to keep your journey moving forward.

Want Personalized Help?

Business and Funding Navigator are free and designed to open your path. If you want deeper, hands-on guidance — including planning tools, payments, invoicing, accounting, payroll, and a Financial Concierge to walk with you — our Start, Grow, and Scale plans are here whenever you’re ready.

*No commitments or long-term contracts. Transaction fees may apply (see below).

Payment and Payroll Processing Fees

Transaction
  • $0.50 per ACH payment.
  • $1.00 per check sent on your behalf to non-ACH enabled vendors.
  • $1.00 per lockbox transaction (converting checks into ACH).
  • 2.5% per CollectEarlyTM transaction.1
  • 2.9% + $0.30 per debit and credit card transactions.2
Payroll
  • $4.00 per employee per pay run (FINSYNC makes payroll tax payments and files payroll tax returns on your behalf).3
  1. This is for invoices subject to 30 day terms. Add 1.5% for every 30 days up to 5.5% for 90 day terms.
  2. Your rate will be determined by the merchant account you sync to FINSYNC. We support all major processors and custom rates.
  3. Per employee price lowers after 10 employees and for high pay frequencies.

Frequently
Asked Questions

What is FINSYNC?

FINSYNC is a unified platform that helps you plan, operate, and fund your business — all in one place. From idea to execution, FINSYNC connects you with powerful tools, local experts, and financial partners to save time, improve cash flow, and accelerate growth. Whether you’re just getting started or ready to scale, your AI Assistant, Fynn, is here to guide you every step of the way.

FINSYNC includes:

  • Business Planning
    Turn your idea into a clear plan with help from Fynn, your AI Assistant. Create a Business Canvas, Business Plan, and Financial Projections to build a strong foundation.

  • Business Platform
    Manage your operations with integrated tools for banking, payments, cash flow, payroll, accounting, and more — saving up to 40% in admin time and cost.

  • Financial Network
    Connect with a robust network of community organizations, investors, financial institutions, and financial professionals who are dedicated to supporting entrepreneurs. This ecosystem provides access to expert mentorship, strategic partnerships, and financial guidance when you need it most.

  • Funding Navigator
    Explore the right type of capital for your stage — bank loans, SBA loans, alternative financing, or investment — and get matched with the right partners at the right time.

Together, FINSYNC and Fynn create a connected ecosystem that empowers entrepreneurs to move seamlessly from planning to execution, secure capital with confidence, and achieve long-term success.

Whether you’re starting with just an idea or scaling an existing business, FINSYNC delivers the tools, insights, and support you need at every stage.

What are the system requirements for FINSYNC?

You can use FINSYNC from any desktop/laptop computer or tablet. FINSYNC is compatible with the latest browser versions of Google Chrome, Microsoft Edge, Mozilla Firefox and Safari. FINSYNC is also available on a mobile phone using any of the same browsers. Note: You will need an internet connection to access FINSYNC.

Is a subscription required to use FINSYNC?

With FINSYNC, you can start by connecting your bank and credit card accounts, customers, vendors, and a finance team. You can choose to add-on helpful features for Payroll, Projects, and Accounting. FINSYNC subscriptions are monthly with no long-term contract, and no credit card required to get started.

How do I pay for FINSYNC?

FINSYNC automatically deducts the monthly subscription fee from a designated payment account. You can revise the bank account used for the subscription fee as needed.

Can I use FINSYNC anywhere?

At this time, FINSYNC is available in the U.S. and for use with banks that are part of the US ACH network. While you can use FINSYNC to access your information from a desktop or mobile device, only U.S. banks are supported.

Is there a mobile app for FINSYNC?

FINSYNC is available on a mobile phone using any supported browser. FINSYNC’s mobile phone experience focuses primarily on bank account information as well as payment/invoicing features.

Can I import data into FINSYNC?

FINSYNC supports the import of customer, vendor and banking transactions using a CSV file. You can contact FINSYNC for guidance and assistance with importing data into your FINSYNC profile.

andy rostad

Andy Rostad

Media Beyond

“I had been using QuickBooks Online because I was told it was the industry standard. FINSYNC told me I could spend less and get more – and they were right. I used to write paper checks out for some vendors – now I just click a button. And real nice people answer my questions when I write, and they call me to point out things I may have missed.”

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Built to help you get all finances in sync and start, grow and scale.

+ Dedicated phone and online support.

Dedicated phone
and online support.

Customer service
that you will love.

Rapid response time (measured in minutes,
not hours or days)

Apply For Business
Checking Account

Before you get started

1

We are not able to service these businesses at the moment:

  • Crypto Currency and Money Services
  • Privately Owned ATMs
  • Marijuana-Related
  • Gambling
  • Money Services Business
  • Business headquartered outside of the U.S.
2

At this time we are offering online business checking accounts through bank partners in these states:

  • Arizona
  • California
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington

Is your business in one of these states?

Apply for Checking