One Application and Done

One simple 9-minute application gives you access to free business checking and invoicing with faster payments, easy bill pay, affordable payroll processing, and automated accounting.

FINSYNC is a financial technology platform, not a bank. Checking accounts are provided by bank partners who are FDIC Members.

business checking hero

It's more than just a bank account

When you apply for a business checking account through FINSYNC, we connect you to the right bank most convenient to you and streamline all essential software and services you need to succeed on one platform.

  • Free Business Checking

    Only $100 initial deposit to open your account.

  • Receive Payments

    Connect with customers and receive ACH, credit card, check, or CollectEarly and get paid weeks faster.

  • Send Payments

    Connect with vendors and send payments with greater privacy, security and speed using email.

  • Simplify Cash Flow Management

    Manage cash flow with ease and confidence with helpful calendars, projects and more.

  • Full Service Payroll Processing

    Connect contractors and employees to process payroll with full tax reporting and remittance services on your behalf.

  • Automate Accounting

    All banking, payments, cash flow and payroll activity drives reporting automatically.

Everything You Need in a Business Checking Account

  • Online Banking with Bill Payment
  • Mobile Photo Deposit and Remote Deposit Capture
  • Automatic Sweep Accounts
  • eStatements
  • Visa Debit Card
  • eWire Transfer Service
  • Electronic ACH Payments
  • Credit Card Processing

Better Together

More than just 5 star reviews, our customers report life changing impact!

Caked Las Vegas accelerates growth exponentially by connecting with their banker through FINSYNC.

Watch Story

Better business checking, better business building!

Go from business checking to business building with less time and better results with the only all-in-one platform backed by unmatched services.

Simple Online Application, Local Service, Endless Benefits

Apply For Business
Checking Account

Before you get started


We are not able to service these businesses at the moment:

  • Crypto Currency and Money Services
  • Privately Owned ATMs
  • Marijuana-Related
  • Gambling
  • Money Services Business
  • Business headquartered outside of the U.S.

At this time we are offering online business checking accounts through bank partners in these states:

  • Arizona
  • California
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington

Is your business in one of these states?