Alternative Financing, Is It the Right Move for Your Business Right Now?
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About the Session
Access to capital can make or break a growing business — but the path to funding isn't always through a bank. Alternative financing options like short-term loans, MCAs, and revenue-based financing have opened new doors for business owners who need capital now and can't wait months for a traditional approval.
Join FINSYNC and IOU Financial for a practical, plain-English conversation on how alternative financing works, when it actually makes sense, and how to know if you're ready to pursue it.
Here's what you'll walk away with:
- A clear picture of your options. Understand the real differences between MCAs, revenue-based financing, and short-term loans — including costs, terms, and what to watch out for.
- What it takes to qualify. Learn what alternative lenders actually look at, what documents you'll need, and how to improve your readiness fast.
- A framework for making the decision. Know when alternative financing is the right move for your stage — and when it isn't.
- Real-world examples. See how other business owners have used alternative financing strategically to grow, bridge gaps, and move quickly.
- A next step you can take today. Discover how FINSYNC and IOU Financial can help you evaluate your options and move forward with confidence.
Meet Your Hosts
Carl Brabande
EVP of Partnerships, IOU
As EVP of Partnerships, Carl Brabande leads efforts to identify and develop new opportunities across IOU’s referral network. Over 20+ years, he has helped bring innovation and growth to leading brands in financial services, technology, and franchising by combining creativity with analytics to shape strategy.
Carl believes small businesses play a vital role in driving economic growth and fueling stronger communities across North America.
Luke Thomas
Strategy Leader, FINSYNC
Luke Thomas is a commercial banker with more than a decade of experience delivering capital and cash flow solutions across a wide range of industries and institutions. His background spans C&I, SBA, asset-based, and CRE financing, along with treasury management, payments, and payroll, supporting businesses through every stage of growth.
At FINSYNC, Luke helps bankers and business owners navigate the intersection of traditional banking and modern financial tools with an approach centered on timely engagement, practical guidance, and relationship-driven support.