Build a Better Business.
Grow a Bigger One.

Whether you’re just getting started or ready to scale, choose what you need today. Each solution works on its own, and even better together as you build, operate, fund, and grow your business.

Free

Turn your idea into a business built on the right foundation. Get help with formation, planning, startup steps, and connections to local organizations and experts.

  • Business formation
  • Business planning
  • Startup checklist
  • Local support & guidance
From $18/mo

Save time and money while building a stronger business.

Connect banking, payments, cash flow, accounting, and payroll so your finances work together.

Free

Understand where you are, what’s holding growth back, and use proven frameworks and expert guidance to execute with confidence.

  • Scale Assessment
  • Proven Frameworks
  • Tools & Playbooks
  • Growth Coaches & Experts
Free

Understand your options and access the right capital at the right time. Assess your readiness and connect with the right lenders and investors.

  • Funding Readiness
  • Funding Navigator
  • Personalized Options
  • Bank, CDFI & Investor Connections

*Transaction fees for payments, payroll, and integrated partner services may apply.

Technology and relationships working together.

Connected tools and personalized support help keep your finances in sync, so you can run your business better — in less time, with better results.

  • Free personalized
    guidance
  • Customer service
    that you will love.
  • Rapid
    response time
How We Make Money — and Why So Much Is Free

Aligned Interests. Shared Success.

We get paid when our partners save you time and money — not before. Three of the plans above are free because we’ve spent over a decade building relationships with 7,000+ vetted partners — so you don’t have to.

That means our interests stay aligned with yours.

Your success is how we succeed.

No Advertising

We don’t sell ads. Partners can’t pay to appear higher or promote themselves.

No Pay-to-Play Marketplace

You’re matched based on your needs—not who pays us the most.

Only Pay for What You Use

Many solutions are free. Others have transparent pricing only when you decide to use them.

No Conflicts of Interest

We recommend what’s right for you, not our own products.

Our Approach

We Built Bridges,
Not Walls.

We use technology and trusted relationships to connect you with the right partners and solutions—so you can build a better business, your way.

Right partner. Right time. Right fit. That’s FINSYNC.

Technology + Relationships,
Working Together
  • Banks & Credit Unions
  • Accountants, Lawyers & Advisors
  • Lenders & Investors
  • Community Organizations
  • Business Coaches & Framework Experts
  • Business Services & More

7,000+ Trusted Partners Nationwide

Wherever you are in business, move forward with confidence.

Technology and relationships, working together — so the advice you get and the tools you use always point the same direction: yours.

Start where you are. We’ll help you take the next step. Create your free FINSYNC profile and get started now!

Payment, Payroll, and Partner Fees

Payment
  • $0.50 per ACH payment.
  • $1.00 per check sent on your behalf to non-ACH enabled vendors.
  • $1.00 per lockbox transaction (converting checks into ACH).
  • 2.5% per CollectEarlyTM transaction.1
  • 2.9% + $0.30 per debit and credit card transactions.2
Payroll
  • $4.00 per employee per pay run (FINSYNC makes payroll tax payments and files payroll tax returns on your behalf).3
Partner
  • $0/month for the Start plan means no monthly platform fee. Access top-tier, vetted vendors with preferred pricing enabled by FINSYNC’s purchasing power and technology — matched through a qualified, needs-based analysis and integrated directly into the platform, so one profile helps save you time and money at checkout.

  1. This is for invoices subject to 30 day terms. Add 1.5% for every 30 days up to 5.5% for 90 day terms.
  2. Your rate will be determined by the merchant account you sync to FINSYNC. We support all major processors and custom rates.
  3. Per employee price lowers after 10 employees and for high pay frequencies.

One Platform, All the Connections

When formation, funding, accounting, payroll and relationships work together, your business grows stronger.

Each FINSYNC plan builds on the one before it. Click any category to compare point solutions vs how you can get everything in one platform.

FEATURES

Prices
Business Registration
EIN Services
Registered Agent
Operating Agreement
Investment Capital
Annual Compliance
Domain & Email Registration
Virtual Address & Mailbox
Business Phone
Website Services
Local Financial Services
Local Professional Services
Banking Services
Community Support
Funding
Business Credit Builder
Automated Approvals & Alerts
Bank & SBA Financing
Community Capital
Alternative Financing
Start at$0/mo
Start at$0/mo
Start at$0/mo
Start at$15/mo
Start at$39.99/mo
Start at$0/mo

FEATURES

Prices

Unlimited Users
Business Ideation Tool
AI Powered Business Planning
Financial Projections
Sync Bank Accounts
Account Reconciliation
Invoicing
Categorize Transactions
Bill Pay
Quotes, Sales Orders & Purchase Orders
Cash Flow Tools & Charts
Access to Collect Early
Payment Reports
$18/mo
$38/mo
$25/mo
$61.92/mo
$20/mo
$23/mo

FEATURES

Prices

Number of Users
Payments
Invoicing
Bill Pay
Built-In Workflow & Permissions
Automated Payment Reminders
Enable Auto Payments
Quotes, Sales Orders & Purchase Orders
Recurring Templates (Invoices & Bills)
Customizable Payment Schedules
Duplicate Invoice & Bills
Expense Reimbursement
Receipt Capture
Attaching Support Documents
Cash Flow Tools & Charts
Inventory Management
Sales Tax
Multiple Currencies
Attributes (Track Income & Expense by Department, Location, Associate)
Bank Feeds
Bulk Categorization
Bulk Invoicing
Bank Reconciliation
Financial Statement Reports
Manual Journal Entries
Built-In Payroll
Total Monthly Fee with Payroll
Transactional Fees
Unlimited Payrolls
Time & Project Tracking
Dedicated Onboarding Client Support
Quartlerly Tax Filing In All States
Dedicated Support
Mobile Payroll
W2 & 1099 Fillings
Employee Portal Profiles
Custom Pay Cycles
Direct Deposit
Payroll Checks
Track Expenses
Project Integration
Payroll Reporting
Expense Submission & Approval
Payroll for 1099
$75/mo
Unlimited
On Roadmap
On Roadmap
On Roadmap
$95/mo.
$4/ee per Run
$115/mo
5
$160/mo.
$4/ee per Run
$90/mo
1
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$69.42/mo
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$70/mo
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$110/mo.
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$65/mo
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FEATURES

Prices

Transactional fees
Unlimited Payrolls
Dedicated Onboarding Client Support
Quarterly Tax Filing In All States
Dedicated Support
Mobile Payroll
W2 & 1099 Filings
Employee Portal Profiles
Custom Pay Cycles
Direct Deposit
Payroll Checks
Track Expenes
Project Integration
Payroll Reporting
Expense Submission & Approval
Payroll for 1099
$40/mo
$4/ee/run
$125/mo
$6.50/ee/run
$39/mo
$5/ee/run
Limited
$109/mo
$4/ee/run
Add-On
$80/mo
$12/ee/run
$109/mo
$8/ee/run
Start Business Services & Funding
Build Business Planning & Platform
Grow Accounting
Scale Payroll
FEATURES
Prices
Starts at$0/mo
Starts at$0/mo
Starts at$0/mo
Starts at$15/mo
Starts at$39.99/mo
Starts at$0/mo
Business Registration
EIN Services
Registered Agent
Operating Agreement
Investment Capital
Annual Compliance
Domain & Email Registration
Virtual Address & Mailbox
Business Phone
Website Services
Local Financial Services
Local Professional Services
Banking Services
Community Support
Funding
Business Credit Builder
Automated Approvals & Alerts
Bank & SBA Financing
Community Capital
Alternative Financing
Show More Less
Features
Prices
$18/mo
$38/mo
$25/mo
$61.92/mo
$20/mo
$23/mo
Unlimited Users
Business Ideation Tool
AI Powered Business Planning
Financial Projections
Sync Bank Accounts
Account Reconciliation
Invoicing
Categorize Transactions
Bill Pay
Quotes, Sales Orders & Purchase Orders
Cash Flow Tools & Charts
Access to Collect Early
Payment Reports
Show More Less
Features
Prices
$75/mo
$115/mo
$90/mo
$69.42/mo
$70/mo
$65/mo
Number of Users
Unlimited
5
1
1
10
1
Payments
Invoicing
Bill Pay
Built-In Workflow & Permissions
Automated Payment Reminders
Enable Auto Payments
Quotes, Sales Orders & Purchase Orders
Recurring Templates (Invoices & Bills)
Customizable Payment Schedules
Duplicate Invoice & Bills
Expense Reimbursement
Receipt Capture
On Roadmap
Attaching Support Documents
Cash Flow Tools & Charts
Inventory Management
Sales Tax
On Roadmap
Multiple Currencies
Attributes (Track Income & Expense by Department, Location, Associate)
Bank Feeds
Bulk Categorization
Bulk Invoicing
On Roadmap
Bank Reconciliation
Financial Statement Reports
Manual Journal Entries
Built-In Payroll
Total Monthly Fee with Payroll
$95/mo.
$160/mo.
N.A.
N.A.
$110/mo.
N.A.
Transactional Fees
$4/ee per Run
$4/ee per Run
N.A.
N.A.
N.A
N.A.
Unlimited Payrolls
N.A.
N.A.
N.A.
Time & Project Tracking
N.A.
N.A.
N.A.
Dedicated Onboarding Client Support
N.A.
N.A.
N.A.
Quartlerly Tax Filing In All States
N.A.
N.A.
N.A.
Dedicated Support
N.A.
N.A.
N.A.
Mobile Payroll
N.A.
N.A.
N.A.
W2 & 1099 Fillings
N.A.
N.A.
N.A.
Employee Portal Profiles
N.A.
N.A.
N.A.
Custom Pay Cycles
N.A.
N.A.
N.A.
Direct Deposit
N.A.
N.A.
N.A.
Payroll Checks
N.A.
N.A.
N.A.
Track Expenses
N.A.
N.A.
N.A.
Project Integration
N.A.
N.A.
N.A.
Payroll Reporting
N.A.
N.A.
N.A.
Expense Submission & Approval
N.A.
N.A.
N.A.
Payroll for 1099
N.A.
N.A.
N.A.
Show More Less
Features
Prices
$40/mo
$125/mo
$39/mo
$109/mo
$80/mo
$109/mo
Transactional fees
$4/ee/run
$6.50/ee/run
$5/ee/run
$4/ee/run
$12/ee/run
$8/ee/run
Unlimited Payrolls
Dedicated Onboarding Client Support
Quartlerly Tax Filing In All States
Dedicated Support
Mobile Payroll
W2 & 1099 Fillings
Employee Portal Profiles
Custom Pay Cycles
Direct Deposit
Payroll Checks
Track Expenses
Project Integration
Payroll Reporting
Limited
Expense Submission & Approval
Add-On
Payroll for 1099
Show More Less
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andy rostad

Andy Rostad

Media Beyond

“I had been using QuickBooks Online because I was told it was the industry standard. FINSYNC told me I could spend less and get more – and they were right. I used to write paper checks out for some vendors – now I just click a button. And real nice people answer my questions when I write, and they call me to point out things I may have missed.”

Watch Video

Get Free Guidance

Find Your Next Step Free 15 minute Growth Consultation — get guidance tailored to where your business is right now.

Whether you’re starting, simplyfying operations, scaling, or preparing for funding — you’ll get recommended next steps and introductions to the right people and tools.
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Prefer to talk with a Growth Advisor? Call 1-470-600-2438 to schedule your complimentary Business Growth Consultation.

Apply For Business
Checking Account

Before you get started

1

We are not able to service these businesses at the moment:

  • Crypto Currency and Money Services
  • Privately Owned ATMs
  • Marijuana-Related
  • Gambling
  • Money Services Business
  • Business headquartered outside of the U.S.
2

At this time we are offering online business checking accounts through bank partners in these states:

  • Arizona
  • California
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington

Is your business in one of these states?